Sunday, July 15, 2012

Western World Insurance

Western World's 3 Commandments:

#1)  Delay:  Play with the paperwork, ask for the same information many times,

#2)  Deny:  When #1 ends then Deny the claim,

#3)  Defend:  Make the policy holder take you to court, if you lose appeal it and keep it on appeal as long as possible.

Now Check out Western World on The Rip Off Report!

When you are finished here you should take a few minutes to look at the Western World post on The Rip Off Report:
Additional photos of the NJ book store vandalism can be found at:


Motion to Amend Complaint

J. Franklin Properties, LLC,


Western World Insurance Co and
Jimcor Agencies,

In an amendment to the original complaint the owner of the vandalized bookstore in Sicklerville, NJ, now adds five counts to their $325,000 claim and alledge that both the Franklin Lakes (NJ) insurance company (Western World) and their Montivale (NJ) agents (Jimcor Agencies):
* Failed/Refused to make payments to them under the terms of the policy,

* Breached their duty of good faith and fair dealing with Plaintiff,

* Without reasonable basis acted in bad faith,

* Engaged in wrongful and tortious acts in violation of the NJ Consumer Fraud Act and the Insurance Trade Practices Act, by committing both affirmative misrepresentation and knowing omissions in violation of said Acts,

* Refused to pay benefits after receiving all pertinent information necessary to evaluate the claim, demanding multiple submissions of the same materials,

* Compelled the Plaintiff to initiate litigation and incur out of pocket legal fees to obtain benefits of their insurance policy,

* Breached their advertised claims of protecting their insured by providing coverage while at the same time refusisng to pay the claim,

* Failed to comply with terms and conditions of the policies they wrote,

* Committed and engaged in Unconscionable commercial practices, deception, fraud, false promises, misrepresentation and thus caused Plaintiff financial damage and loss,

The Plaintiff asks for a jury trial and demands compensatory damages, punitive damages, attorney fees and the costs of the suit.

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Saturday, June 2, 2012

New Jersey Skunk Alert!


Just when you think that an insurance company has hit bottom with their ploys not to pay a claim they surprise you and find some other, even more underhanded way, to avoid paying out.

Over the course of the last year Western World has managed to delay any payout to the insured owner of a vandalized store in New Jersey, by making multiple demands for the same information which had already been provided several times and other demands for information which only the tenant renting the store would have.

Now, in the latest delay ploy, Western World Insurance Group has cross filed on the store's prior tenant, adding them to the suit and saying, without any proof whatever that the tenant may have caused the damage and any recovery to the building owner should be paid by this renter. Of course there is absolutely no indication of the renters involvement in the matter and despite a lengthy police investigation, no charges have ever been filed against them or anyone else.

The only thing accomplished with this cross filing is to delay the eventual payout and add years of litigation. Western World now attempts to remove itself from any involvement by making the tenants the insurer for the damage yet keeping years of premiums paid by the property owner.

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Friday, May 18, 2012

Misc FYI:  You might want to check back with this site from time to time as we are working on other information regarding Western World and Jimcor Agencies and this and other sites will be expanded to include more information on cases and how they treat their insured when claims are made.

Monday, April 2, 2012

Should we all drop Tom and Frank a note and tell them what a great job they are doing in screwing their insured out of their benefits?

Thomas Mulligan
Associate Member
Western World Insurance Group
400 Parson's
Pond Drive
Franklin Lakes
, NJ 07417
Phone: 201-847-2870
Fax: 201-847-1379

Francis Mastowski
Sr. Vice President,
Eastern Region

Jimcor Agency Inc., CMGA
60 Craig Road
Montvale, NJ 07645

Phone: 201-573-8200
Fax: 201-573-8820
                   Toll free: 800-334-0474


Saturday, January 28, 2012

Coming to 1,500 mailboxes in Feb. 2012!

On order for mailing by 2/7/12, to Professional Groups, consumers, media (both print and over air) and to employees of Western World and Jimcor.

Western World should try paying it claims!

Here is another suit for their lawyers to handle:


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